Creating and maintaining good money habits could make a difference to your finances in both the short and long term. Here are some money habits that could help you become financially savvy. Set your goals. Goals will motivate you to stick to good money habits, so it’s a good idea to brainstorm what you want […]
Want to invest but don’t know where to start? Here are five basic steps for investing. Define your goals Taking the first step on your investment journey may feel daunting. However, setting clear goals with achievable targets can be a good place to start in the planning process. ‘I want to retire at 60 with […]
Most Australian work hard to build up their nest egg but many are hesitant to spend it when they retire. You’ve worked hard to build your retirement nest egg and now the time has come or is approaching for you to begin the “decumulation phase”—taking withdrawals in retirement to live off your accumulated assets. This […]
Dating and romance scams are very destructive – both financially and emotionally. Don’t let them break your heart or wallet. Stay one step ahead of romance scams with these tips. Unfortunately, romance scams are on the rise. Australians lost $142 million to romance scams in 2021 and they’re one of the top three scams causing […]
Budgets without the boredom Say the word budget. Maybe it makes you want to blush about your credit card balance or gives you an overwhelming urge to yawn. Even when you know a budget is good for you, tracking down all your spending and making better choices can feel like a mammoth task to take […]
Many of us turn a bit of a blind eye to super. We know it’s there and we know it’s ours. We just hope or think, it’ll be enough when the time comes. If it isn’t, we’re probably somewhat familiar with the government’s age pension and might figure that could be a back-up plan should […]
We often attribute things like diet, exercise, and mindfulness to maintaining good physical and mental health. But did you know that your finances can impact your health and wellbeing too? Learn why it’s important to consider financial health as part of a holistic wellbeing approach. What is financial health? Financial health generally relates to your […]
Is it really possible to live within your means and still enjoy life? The answer is yes and with just a few important changes you can start spending less and lose the debt. From less than zero to savings hero Debt can be a really big drag on your finances and yet borrowing to buy […]
Saving money doesn’t come naturally to everyone. Some people are wired to save – for others it takes a bit more discipline; but developing good savings habits can do so much for both your financial wellbeing and your future security. Just like money compounds over time, so do our habits. The more we see progress, […]
If you’re thinking about refinancing your home loan, this step-by-step guide shows you what to expect and how to navigate the process. Refinancing can mean talking to your current provider to renegotiate your arrangement with them (an internal refinance), but it often refers to switching to a different lender to secure a better deal (an external […]