They say nothing is certain in life except two things – death and taxes. Australians can probably add a third – the knowledge that come the end of financial year, the rules around superannuation and taxation will inevitably change. It can be hard keeping up with all the latest super and tax rule tweaks so […]
A new financial year can bring a chance to reset and focus on your investment goals. For many, a new year brings new beginnings and a chance to reset and focus on what matters most. So, the imminent start to a new financial year may be a well-timed opportunity for some to reflect on the […]
Retirement is a major milestone in life, representing the end of years of hard work and dedication. It’s a time to enjoy the freedom to pursue your passions and interests without being tied to a work schedule. However, to make the most of your retirement years, careful planning and consideration is key, particularly when it […]
Life insurance is designed to provide valuable peace of mind in case of the unexpected, but some may have some concerns that their claim won’t pay out when they need it most. However, in reality, according to moneysmart.gov.au, 97.4% of life insurance claims purchased through a financial adviser are accepted. How seamless the claims process […]
Investing your money may be an effective way to help you build long-term wealth. While it can seem overwhelming at times, given the breadth of options available, you don’t need to be a financial expert to be successful at it. But as Warren Buffet says: “Risk comes from not knowing what you’re doing.i So understanding […]
Many people are finding themselves in a situation where they need to provide financial support to their aging parents. Balancing the responsibility of helping your parents financially while saving for your own retirement, is no doubt challenging. Effective financial planning can help you provide for your parents while still securing your own financial future. Assessing […]
Planning for retirement is a daunting task but it’s too important not to think about – especially for women. Fortunately, there are some small steps women can take today to protect and grow their finances for the future. It’s probably no surprise to hear that Australian women often retire with less money saved up than […]
Nearly 14%* of the Australian workforce are self-employed – this group includes freelancers, entrepreneurs, tradespeople, and anyone who runs their own business. There are many benefits, both financial and professional, to working for yourself. But it’s important to be aware of potential risks too. Every business has overheads, and if, like many small business owners, […]
Love song dedications are out the window and you’re wondering how you’ll move forward, not to mention divide your money, possessions and debts. But what about what you’ve saved in super? Breaking up is hard to do. It can be an emotional rollercoaster, with lots to consider – Do you have to move? Who’ll get […]
Let’s run through some things to keep in mind to decide what level and type of cover you need. Finding your insurance sweet spot It can take days – and a whole lot of stress – to figure out what type of insurance cover is best for you and how much of it you need. […]