Buying a property together is a major relationship milestone. It’s right up there with opening a joint bank account, getting married, and even surviving your first major disagreement. It’s understandable that such a big milestone – and investment – can become highly emotionally charged. So whether you’re looking to buy your first home, a holiday […]
Risk is inherent in investing and there is no one size fits all approach to managing and dealing with risk. What keeps you awake at night might be well within someone else’s comfort level. The central principal of investing is the higher the risk of a particular investment, the higher the possible return. Of course […]
One fact of life is certain, we don’t stay young forever. As we grow older, everyday tasks can become tiresome; we suffer inevitable aches and pains and often have difficulty remembering things. But the ageing process should be seen as a privilege. We have retirement to look forward to, access to good healthcare and the […]
To help reduce credit card balances, many people turn to balance transfer credit cards. While these cards can help you reduce your debt, they do catch people out from time to time. In this article, we’ll flag some common pitfalls and discuss the right way to use these cards. The pitfalls First things first: let’s […]
Tradies are made of pretty tough stuff, but like the rest of us, they’re only human. Here we pinpoint the main risks they face and how they could protect themselves. While tradies make up less than one-third (30%) of Australia’s workforce, they represent over half (58%) of serious claims for workers’ compensation, according to Safe […]
The end-of-financial-year period isn’t really a time most people relish, but it does offer an excellent opportunity to review your finances and possibly free up funds for more important and enjoyable pursuits. Below we’ll show you, in five easy steps, how to streamline the income tax return process and possibly free up funds for the […]
With a federal election looming, the 2019/2020 Federal Budget aims to deliver tax cuts to low and middle income workers and small businesses, superannuation tweaks for older Australians, and energy assistance payments. Keep in mind that a fair chunk of the below policies depend on the Coalition government winning re-election in May – although Labor […]
According to research commissioned by TAL, only around half of all Australians hold some form of life insurance, and many are under-insured.(i) According to the ATO, there are almost twice as many active life insurance policies than there are working-aged Australians, but that does not mean Australians are adequately insured. (ii) We look at how […]
