The Coronavirus pandemic has disrupted every aspect of our daily lives from workplace closures to schooling children at home, from lockdowns to panic buying. Globally, as of 9 April 2020, there have been 1,395,136 confirmed cases, including 81,580 deaths reported to the World Health Organisation. In Australia, from Jan 26 to 9 Apr 2020, there have been 6,052 confirmed cases […]
Are you behind on your bills and struggling to cover your rent or afford food? Whatever your situation, there are services that can help you. Emergency relief If you urgently need help with living expenses there are charities and community organisations that can help you with: One-off food, transport or chemist vouchers Rent or accommodation […]
It may not be something you think about much. It may even make you uncomfortable to examine the way you manage money and think about whether you’d be able to cope if you suffer a significant financial setback. But your financial wellbeing can impact every area of your life, so it’s worth taking the time […]
With 2020 now in motion, many parents and carers are probably looking at how they’ll cover school fees for the year ahead, not to mention other costs, which might include things like uniforms, shoes, stationery, excursions and transport. The good news is, you may be eligible for some financial assistance through subsidies in your state […]
Salary sacrificing – making before-tax (concessional) contributions from your salary into your super – may be an effective way to help grow your super and set yourself up for a comfortable retirement. For most people, their salary sacrifice arrangements are on top of the 9.5% pa super guarantee (SG) contributions that employers are legally obliged […]
Everyone who’s approaching retirement wants to know how much money they need to save – how much is enough to leave work confidently and then live comfortably? Lately, we’ve been seeing $1 million dollars bandied around as the magic number but is $1 million enough? Well, it depends. If you’re a high-income earner and want […]
Whether you want to change the world or just reduce your impact on it, it seems more and more of us are considering the provenance of what we buy and how it’s produced when making purchasing decisions. And the best news is that spending ethically and saving money are not mutually exclusive – in many […]
If you’ve taken a look at your finances recently, you may have found yourself with a few debts. While it’s possible to pay them off by simply keeping up your minimum repayments, you may want to get them sorted quicker. If so, here’s a few simple steps to help you pay off your debts sooner […]
So your family are dreaming of a pet from Santa this Christmas. Well before you fall in love with a pet that your family are wishing for, understand the true cost of having a new furry family member in your home. The cost of owning a dog over its lifetime can be up to $25,000 […]
It’s fair to say that most of us aren’t crazy about budgeting. Even with the latest budgeting apps that aim to make this common sense habit into something easy and fun, the thought of keeping tabs on what we’re spending from month-to-month fills many people with boredom or anxiety. In their Know your Numbers survey […]