How to budget using the envelope method
To achieve our financial goals, we need to know where our money is going. This is why having a budget is so important.
Budgeting
Making the most of a salary increase
It’s exciting to get a pay rise and when you’ve earned it, you often feel like it’s a deserved reward to treat yourself with, but used in the right way it can also help you build towards a more financially fulfilling future. Typically, the more people earn the more they spend which is often unfulfilling […]
Tech-savvy saving: apps and tools to help you manage your money
It’s never been easier to manage your money from your phone, with hundreds of different apps available to help you with tasks ranging from simple budgeting to building wealth. Here’s a quick round-up of some popular apps available in Australia right now. Apps for simple budgeting Simple budgeting apps help you sort out exactly how […]
Why it’s never too early to start teaching your children about money
Here’s how you can help your children build financial literacy Australia is one of the wealthiest countries in the world, yet many Australians struggle with financial literacy. Vanguard’s 2024 How Australia Retires report found that only one-third of Australians were very confident or extremely confident in making financial decisions. While most Australians (56%) were very confident or […]
Three ways to plan for your 30s
Turning 30 is often accompanied by a degree of increased financial responsibility. It’s an important milestone that generally means you have a little more financial experience under your belt. If you’re lucky, you’ve earnt your money a few different ways and probably even found more ways to spend it. So, how can your 30 something […]
The $3 billion money pot a million retirees mistakenly ignore
One in four retirees could be thousands of dollars a year further ahead just by claiming one or more key government entitlements as soon as they’re eligible. Are you missing out? Australia’s retirees are missing out on about $3 billion a year in money that could be used to pay essential living expenses — often because […]
Can a few extra dollars really make a difference?
Extra payments into super, no matter how tiny, can do a lot for your balance. It doesn’t have to be a regular amount or a big lump sum to make a difference. More bang for your buck Putting money away for spending in 10, 20 or 30 years’ time is a lot to ask. But […]
Financial goals guide 2025
Your future’s on the line. Don’t stay on hold in 2025. Is it March already? It’s time to start nurturing your future self by doing this one thing to get your long-term finances in order. Nine in 10 wealthy Australians are quietly doing it already*, new research from Colonial First State (CFS) shows. If it […]
Seven secret financial habits of wealthy Australians you can copy
Ever wondered how the wealthy manage their money and what they do differently from the average Australian? New research* from Colonial First State (CFS) has uncovered seven secret financial habits that will help you build wealth. How do well off Australians create and maintain their wealth? From CFS’ research* over the past two years, there […]
Financial tips when starting a new job
Whether you’re starting work for the first time or you’re changing jobs, there are key things to know and do. When negotiating pay for the role, pay close attention to the remuneration package. The more you earn, the easier it will be to save and invest more. So, before you accept the role, ask if […]