Share market investors often etch significant trading events into their memory Take last month, for example. Many investors will remember that it marked the five-year anniversary since the 2020 COVID crash, when global share markets fell more than 35% over the space of just a few weeks. For many other investors though, the COVID crash, […]
Your future’s on the line. Don’t stay on hold in 2025. Is it March already? It’s time to start nurturing your future self by doing this one thing to get your long-term finances in order. Nine in 10 wealthy Australians are quietly doing it already*, new research from Colonial First State (CFS) shows. If it […]
The end of a relationship is never easy, but there are steps you can take to help things run more smoothly. First steps when you separate A good first step is to try to agree on practical matters, even if it’s just for the short term. Together, decide: who will stay in the house and […]
Ever wondered how the wealthy manage their money and what they do differently from the average Australian? New research* from Colonial First State (CFS) has uncovered seven secret financial habits that will help you build wealth. How do well off Australians create and maintain their wealth? From CFS’ research* over the past two years, there […]
Whether you’re starting work for the first time or you’re changing jobs, there are key things to know and do. When negotiating pay for the role, pay close attention to the remuneration package. The more you earn, the easier it will be to save and invest more. So, before you accept the role, ask if […]
Two in five Australians say they are not on track to meet their long term financial goals, according to new research from Colonial First State (CFS)1. When they were asked why, there was one thing the majority struggled to do. Read on to learn more, as well as practical tips to help you get back […]
Strong share market returns have caused many portfolios to move out of alignment. Investing is generally about achieving good returns. So, what happens when good returns put your investment portfolio into a higher risk category than you’d prefer? Can one have too much of a good thing? It sounds totally contradictory, yet that’s exactly the […]
What is an emergency fund? An emergency fund is a financial safety net, offering you instant access to money when you need to cover the cost of unplanned expenses, like losing a job, unexpected travel or a medical emergency. This involves putting funds aside periodically so you can dip into this cash reserve without needing […]
Did you know you can have insurance cover in your super fund? If you have super, you might also have some automatic insurance cover. It’s called insurance in super and is exactly what it sounds like – insurance cover available through your super account. Insurance in super is designed to assist you and your family […]
The start of 2025 is a good opportunity to take decisive financial steps. The new year can often be a trigger point for many people to review their financial plans and strategies for the year ahead and beyond. It makes sense, although the start of the calendar year is actually the halfway point of the […]