There’s an old saying that you shouldn’t make short-term decisions with long-term consequences. But that’s exactly what the Government is inviting many of us to do by relaxing the hardship provisions of superannuation to try to help people struggling to make ends meet in this coronavirus-ravaged world. Let me say at the outset, my intention […]
We all know that young minds need stimulation, whether in the school grounds or when they’re at home alone. The prospect of schools closing is a daunting one for many parents, whether we’re able to take our work home or not, but we can choose to see this as an opportunity to spend time with […]
It may not be something you think about much. It may even make you uncomfortable to examine the way you manage money and think about whether you’d be able to cope if you suffer a significant financial setback. But your financial wellbeing can impact every area of your life, so it’s worth taking the time […]
The past week has seen a renewed escalation in concern that the coronavirus outbreak (Covid-19) has become or is becoming a global pandemic. This is first and foremost a human crisis and our thoughts are with all those affected and those trying to combat the outbreak. Naturally though investment markets are starting to become increasingly […]
With 2020 now in motion, many parents and carers are probably looking at how they’ll cover school fees for the year ahead, not to mention other costs, which might include things like uniforms, shoes, stationery, excursions and transport. The good news is, you may be eligible for some financial assistance through subsidies in your state […]
Investing on behalf of your children can help give them a financial leg up and introduce them to good financial practice at an early age. Here are some considerations to help you find an appropriate kind of investment vehicle to set them on their way. Whether it’s birthday cash from proud grandparents, a slice of […]
In the wake of recent ferocious bushfires, the climate change debate has climbed the news agenda, with many Australians now considering what they can do to help. If you’d like your money to make a difference to the environment as well as your future, now might be the time to consider ethical investing. It’s a […]
Salary sacrificing – making before-tax (concessional) contributions from your salary into your super – may be an effective way to help grow your super and set yourself up for a comfortable retirement. For most people, their salary sacrifice arrangements are on top of the 9.5% pa super guarantee (SG) contributions that employers are legally obliged […]
Everyone who’s approaching retirement wants to know how much money they need to save – how much is enough to leave work confidently and then live comfortably? Lately, we’ve been seeing $1 million dollars bandied around as the magic number but is $1 million enough? Well, it depends. If you’re a high-income earner and want […]
Whether you want to change the world or just reduce your impact on it, it seems more and more of us are considering the provenance of what we buy and how it’s produced when making purchasing decisions. And the best news is that spending ethically and saving money are not mutually exclusive – in many […]
